Investment Services
For U.S. Connected
Individuals
If you have ever lived or worked in the US, it's very possible that assets or pensions you've accrued there will need ongoing management.
With the introduction of FATCA and the increasing scrutiny of the IRS over assets in the US and overseas, it's never been more important to avoid mistakes.
Our partnerships with providers specialising is US compliant solutions means you can benefit from investment expertise, with all of the fiscal reporting information you'll need.
Navigating Investments for US Expats
While working in the US, it's possible you may have accrued assets within a 401k pension. As a US connected expat your options don't have to be limited. We can help you understand the possibilities and assess if rolling your 401k into an IRA is the best option for you.
IRA's generally offer a wider investment choice, enhanced control, advantages for wealth transfers on death, potential tax breaks and more flexibility for withdrawals. It's an important decision which requires expert guidance.
US Expats & 401K Rollover
Investments regularly used by expats are classed as PFIC's (passive foreign investment companies) in the US, such as non-US mutual funds, hedge funds and ETF's and are taxed heavily. Making a QEF election (qualified electing fund) in respect of a PFIC can potentially change your investment and taxation landscape considerably, so it's vital to seek expert advice.
Many expats don't realise they may be a US connected person, and US expats in particular face greater obstacles than other nationalities. Not having a US passport doesn't mean that you don't have tax obligations there, even if you haven't lived there for many years.
Are you a US Connected Person?
Restrictions on compliant investments and financial institutions for US connected persons are increasing. Global regimes of information sharing between nations means it's never been more important to seek advice and incur severe tax implications.
If you have any doubts regarding your US connected person status, would like guidance on your US pension or simply looking for investment advice, contact us today and you'll get the expertise you need to make an informed decision.