Low-Cost Savings & Investments for Expats
With our flexible, low-cost platforms and transparent fee-based advice, there's never been a better time to invest as an expat.
You'll enjoy expert advice and access to your capital whenever you need it, so you can plan your long-term goals without the liquidity worries if your circumstances change.
Non-contractual, tax-efficient investments allow you to contribute whatever you want whenever you want, without penalties or exit fees for withdrawing your funds.
Keep Your Money Safe & Working Hard
When choosing an adviser and investment platform for your expat pensions and investments, it's vital to understand how service levels and charges affect results and why small changes can make big differences over time.
Our range of expat investments are daily traded offering transparency, liquidity and flexibility at a low cost. Without lock-in periods or hidden commissions to pay, we give you access your capital when you need it.
Expat investors usually choose between an expat investment platform or an offshore bond. Potential tax advantages where you live will affect your decision you but the basic principles of expat investing remains the same - look for transparency, low product charges and agree and ongoing fee with your adviser.
What To Look Out For
Contractual expat investments are notoriously difficult to understand. Opaque charges and complex terms have confused thousands investors that have not understood the commitment involved, often resulting in disappointing outcomes and in many cases, loss of capital.
Insurance-based expat investments often have fixed-term charging structures that facilitate large commission payments to advisers when the contract begins, increasing both costs and restrictions on liquidity for the investor.
Commission-based sales are banned in the UK for the protection of customers, but are still permitted in many other locations. Although offshore bonds are notorious for paying adviser commissions, locally compliant bonds can be very tax-efficient in some countries and so it is important to know that all commission structures can be removed, and by doing so you remove most of the restrictions.
Whether it's investment platforms or offshore bonds that are right for you, get in touch today and learn how flexible charging regimes are always possible. Contact us today to learn more about transparent, commission-free expat investing.