Saving & Non-contractual Investing Plans
For Expats
After years of enduring expensive savings products, expats can now benefit from the same low-cost investment freedoms as the most advanced global onshore markets.
Our non-contractual investment plans allow you to make contributions and withdraw funds whenever it suits you, without worry of exit fees or penalties.
During review meetings you can decide how much to invest, when to invest and we'll provide guidance on how to invest without contractual obligations.
Long-term planning with short-term access
Regardless of where you are in your financial journey, investment platforms allow lump-sums and regular contributions without the need for contractual commitments. If you're just starting out and building a portfolio, monthly, quarterly or ad hoc investments can be made to suit you.
When saving for the long term it's inevitable that circumstances change along the way. House purchases, children, changes in salary, university costs and retirement all form part of life's cycle and require funding. Having savings readily available to address these events is vital, and making regular contributions to an investment is the perfect way to start.
Contributions can be disciplined or simply made whenever surplus funds become available. Without contractual obligations, there are no fixed payment schedules so if other commitments or unplanned events materialise, you won't be penalised.
With each contribution an appraisal of where the best investment value exists is made from the thousands of funds and ETFs available, guiding you to make the right choices and increasing potential of compounding returns over the longer term.
Get in touch today to explore non-contractual investing, and plan your long-term future without restrictions along the way.